If you've been involved in an automobile accident and have PIP coverage (Personal Injury Protection), we will accept that insurance with the following stipulations: You must have the insurance carrier name, phone number and claims address, the claim number and the date of the accident, and the claims adjustor's name and phone number. Additionally, please note that there are limits to PIP coverage (usually up to $2500.00). If your PIP benefits are exhausted, we will bill your health insurance carrier. Remember that if you have an HMO that requires referrals, you must obtain valid referrals for all visits in case the PIP carrier denies coverage and we need to file the claim with your health insurance. We do not bill attorneys for PIP cases. We do not sign A&A's (Authorization and Assignment) for liability cases.